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Wakacje od ZUS, a new relief program for entrepreneurs, will be introduced in Poland starting November 1, 2024. This unique opportunity allows businesses to temporarily pause their social security contributions, significantly reducing financial pressure. This relief is available to entrepreneurs on any tax regime, including Preferencyjny ZUS, Mały ZUS, and Duży ZUS. In this article, we’ll explain how you can take advantage of this opportunity and outline the key conditions to meet.
What is Wakacje od ZUS and Who Does it Apply to?
Wakacje od ZUS provides a one-month exemption from mandatory social security contributions each year. The relief applies to the following types of insurance:
- Mandatory social insurance (pension, disability, accident insurance);
- Voluntary sickness insurance;
- Labor Fund and Solidarity Fund.
It is important to note that Wakacje od ZUS does not exempt entrepreneurs from paying health insurance (składka zdrowotna).
How to Apply for the Relief?
To benefit from the contribution relief, an entrepreneur must submit an RWS application via the ZUS Electronic Services Platform (PUE) or eZUS. The key condition is to submit the application one month prior to the period in which you wish to benefit from the relief. For example, if you plan to suspend contributions in December, you must apply in November. Applications submitted two months in advance or in the same month as the intended relief period will not be considered.
Which Contributions Can Be Paused?
Wakacje od ZUS allows you to temporarily suspend the following types of contributions:
- Mandatory pension insurance;
- Disability insurance;
- Accident insurance;
- Voluntary sickness insurance;
- Contributions to the Labor Fund and Solidarity Fund.
However, the payment of health insurance contributions (składka zdrowotna) remains mandatory.
What Must the RWS Application Include?
The RWS application must contain the following information:
- Identification details of the contribution payer;
- The period for which you are applying for the relief;
- Funds (FUS, FP/FS) that you wish to exclude from payment;
- Confirmation that you meet the conditions for the relief;
- A statement regarding de minimis aid and information about your income.
Who Can Benefit from Wakacje od ZUS?
This program is designed to support all categories of entrepreneurs registered under Preferencyjny ZUS, Mały ZUS, or Duży ZUS. It is especially useful for businesses seeking to temporarily reduce their mandatory social security costs.
Key Conditions for Submitting the Application
- You must submit the RWS application one month before the planned relief period.
- For example, to pause contributions in December 2024, submit your application in November.
- Applications submitted two months in advance or during the relief period itself will not be considered.
How to Use Wakacje od ZUS?
The RWS application must be submitted through the ZUS Electronic Services Platform (PUE) or eZUS. This simplifies the submission process and ensures timely consideration of your application. Keep in mind that this relief only covers social security contributions and does not include składka zdrowotna.
Conclusion
Starting November 1, 2024, Wakacje od ZUS will become a valuable opportunity for entrepreneurs, offering a temporary pause in social security contributions and reducing business expenses. To take advantage of this relief, it is essential to submit your application in time via the ZUS platform. This new measure will be particularly relevant to those looking for ways to optimize expenses and maintain financial stability during economic changes.
Wakacje od ZUS gives you the chance to reduce the financial burden on your business while keeping essential social security guarantees in place. Don’t miss out on this opportunity and take action next month!
